Loan Insurance
Protect Your Investment
Unforeseen situations can bring on serious financial worries. Achieve Credit Union offers our members several convenient ways to be financially secure when getting a loan and have peace of mind. Ask your loan officer which programs can help you achieve your financial goals.
Available on home equity lines of credit, Visa® Credit Cards, and vehicle loans, credit life & disability insurance helps pay your loan payments should you experience illness or disability or pay the balance in the case of death. The premium, based on the loan's balance, is deducted monthly and paid as part of the loan payment.
You may add the insurance at any time, but there is a six-month waiting period for disability claims and pre-existing conditions. Not available to members over the age of 70.
To add insurance to an existing loan, contact your Achieve CU loan officer. To file a claim or for further information, call (800) 621-6323 or visit lendingclaim.trustage.com
GAP is a loan balance deficiency waiver designed to cover the difference between an insurance settlement and your loan payoff in the event your vehicle is declared a total loss.
GAP relieves you of the responsibility for the remainder of the loan balance the proceeds from your primary insurance policy do not cover. If your vehicle is deemed a total loss, you may be eligible to receive an additional benefit of $1,000*.
You may pay for the coverage at the time you apply for your loan, or you can finance it as part of the loan.
Ask your Achieve CU Loan Officer if GAP makes sense for your financial situation.
Your extended service contract protects your vehicle in case of a costly mechanical breakdown. Benefits include towing, road service, and rental with nationwide coverage at an affordable price. The cost to you will most likely be less than a car dealer's rate.
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Going out of town? No problem!
Shared Branching is a national network of over 5,000 credit union locations across the United States offering basic teller services to Achieve CU members. Make deposits, withdrawals, account transfers, loan payments, or account balance inquiries at any of these locations just as you would at any Achieve CU branch. Members also have access to more than 30,000 surcharge-free ATMs in the CO-OP network.