Visa Platinum Rewards Credit Card


You Deserve A Better Credit Card Rate

The Achieve Credit Union Visa Platinum Rewards card gives you a low rate and fantastic rewards on every purchase.

Plus with every swipe, Achieve makes a contribution to a local school, nonprofit, or community organization through our Community Impact Program!

Featured Credit Card APR1 as low as
Visa Platinum Rewards 8.90%

Visa Platinum Rewards

Visa Platinum Rewards credit card rates and fees
APR1 as low as 8.90%
Annual fee $0
Balance transfer fee $0
Cash advance fee $0

Platinum Rewards Features

  • One low rate. Purchases and cash advances share the same APR.

  • No annual fee. Keep your card with no yearly cost.

  • No balance transfer fee. Move a balance from a higher-rate card at no cost.

  • Tap to pay. Look for the contactless symbol and tap your card.

  • EMV chip security. The built-in chip helps protect you from fraud.

    Digital wallets. Add your card to Apple Pay®, Google Pay™, or Samsung Pay™.

  • Online access. See purchases, payments, and statements in Achieve Online Banking and the Achieve mobile app.

Download the Achieve Credit Union mobile app.


Platinum Rewards

Earn points every time you use your card. Points work anywhere Visa is accepted.

  • Earn: With every swipe, on every purchase! Some retailers offer extra points.

  • Redeem: Fuel perks, cash back, travel, shopping, event tickets, gift cards, and more.

  • Track: Register your card online to see your points and redeem them.

You start earning the first time you use your card. Enroll to track and redeem your points!


Credit Card FAQs

APRs are as low as 8.90%.1 Your rate and credit limit depend on your credit history.

No. There is no annual fee.

Yes. Achieve charges no balance transfer fee.

You earn points on purchases anywhere Visa is accepted.

Redeem them for cash back, travel, gift cards, and more.

Enroll your card online to track and redeem points.

You must be an Achieve member and meet credit requirements.

Membership is open to people who live, work, worship, or attend school in Lorain, Cuyahoga, Erie, or Medina County.

A credit union is owned by its members. Earnings go back to members through lower rates and fewer fees.

Achieve's card has no annual fee and low APRs.

Pick the option that works for you:

  • AutoPay: automatic payment from your Achieve checking or savings account
  • Pay Online: a one-time payment through Online Banking
  • Pay by Phone: call in your payment
  • Pay by Mail: mail your payment
  • Pay In-Branch: pay at any Achieve branch or Shared Branching location

Yes, you can add your card to Apple Pay, Google Pay, or Samsung Pay.

Call (888) 241-2510 any time.

Outside the U.S., call (909) 941-1398.


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Visit A Branch

Stop by your local branch, and we’ll be happy to help you!
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Talk With Us

Call (440) 324-3400 to speak with our Financial Services team.
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Apply Now

Submit your credit card application online from any device.
Apply Online

Going out of town? No problem!

Shared Branching is a national network of over 5,000 credit union locations across the United States offering basic teller services to Achieve CU members. Make deposits, withdrawals, account transfers, loan payments, or account balance inquiries at any of these locations just as you would at any Achieve CU branch. Members also have access to more than 30,000 surcharge-free ATMs in the CO-OP network.


¹APR = Annual Percentage Rate. Offers subject to creditworthiness and Achieve CU membership eligibility. Rates are determined by creditworthiness. To qualify for 8.90% APR, credit score must be 700 or higher. Monthly payment is 2.5% of the outstanding balance.