Insured Accounts

Your Achieve Credit Union deposit accounts are insured up to $500,000 through a combination of $250,000 of primary insurance from American Share Insurance (ASI) and $250,000 of excess insurance from Excess Share Insurance (ESI).

HOW YOUR DEPOSITS ARE INSURED

At Achieve Credit Union, we prioritize the security and peace of mind of our members. That's why your accounts are insured up to an extraordinary $500,000. This unparalleled level of protection is made possible through a comprehensive combination of primary insurance from American Share Insurance (ASI) and excess insurance from Excess Share Insurance (ESI).

With ASI, the nation's largest private deposit insurer, we have chosen a trusted partner that shares our commitment to safeguarding your deposits. As a non-federal insurer owned by credit unions, ASI offers a unique perspective, working hand in hand with us to ensure your financial well-being.

To maintain our status as an ASI-insured credit union, Achieve Credit Union must adhere to rigorous underwriting standards and provide detailed financial statements and relevant information on a monthly basis. Our operations undergo regular and extensive field audits conducted by ASI, state regulators, independent accountants, and other authorized entities. These measures guarantee that we consistently meet and exceed the required standards for your protection.

ASI, a multi-state insurer, operates under the supervision of regulatory agencies in each state it serves. As a testament to its reliability, ASI voluntarily undergoes annual audits by reputable accounting firms and regulatory agencies to ensure compliance. With its headquarters in Dublin, OH, ASI has been upholding its commitment to the highest standards of financial security for over two decades.

When it comes to insuring losses, ASI has an outstanding track record. Its insurance fund equity to member savings ratio is among the highest in the industry, and it boasts the lowest average losses of any deposit insurance fund. 

Not a single member has ever incurred a loss in an ASI-insured credit union.

This remarkable $500,000 coverage applies to each account you hold with us, ensuring comprehensive protection for your hard-earned savings. Through robust monitoring systems, geographical diversification, and the quality of institutions it insures, ASI offers you peace of mind like no other.

Put your trust in Achieve Credit Union, where your financial well-being is our top priority. With our exceptional insurance coverage, you can confidently manage your finances, knowing that your money is safeguarded to the highest standards.

Going out of town? No problem!

Shared Branching is a national network of over 5,000 credit union locations across the United States offering basic teller services to Achieve CU members. Make deposits, withdrawals, account transfers, loan payments, or account balance inquiries at any of these locations just as you would at any Achieve CU branch. Members also have access to more than 30,000 surcharge-free ATMs in the CO-OP network.