Experience the Credit Union Difference

COVID-19 Information

UPDATED June 1, 2021 


March 12, 2021

WASHINGTON — The Internal Revenue Service announced today that the third round of Economic Impact Payments will begin reaching Americans over the next week.

Following approval of the American Rescue Plan Act, the first batch of payments will be sent by direct deposit, which some recipients will start receiving as early as this weekend, and with more receiving this coming week.

Additional batches of payments will be sent in the coming weeks by direct deposit and through the mail as a check or debit card. The vast majority of these payments will be by direct deposit.

No action is needed by most taxpayers; the payments will be automatic and, in many cases, similar to how people received the first and second round of Economic Impact Payments in 2020. People can check the Get My Payment tool on IRS.gov on Monday to see the payment status of the third stimulus payment.

As a reminder during these times, it is necessary to be on the lookout for scams and fraud. Achieve Credit Union and the IRS will not contact you directly to ask for any personal information pertaining to the stimulus payments. When in doubt please contact us directly.




Coronavirus COVID-19 Readiness:

At Achieve Credit Union, people always come first. We are fully committed to protecting our staff and members in case of a local COVID-19 outbreak and have a business continuity plan in case of a pandemic, natural disaster, or any other situation where the business is not able to occur under normal conditions. We are closely following the Centers for Disease Control's (CDC) guidelines and recommendations on the steps we can take to help prevent the spread of the virus.

Effective February 1, our lobbies have resumed normal operating hours.  Additionally, our drive-thru will be open at 8:30 am - 5 pm Monday, Tuesday, Thursday, and Friday. On Saturday our drive-thur will be open 8:30 am -12:30 pm. We will be taking appointments and walk-ins for gift card purchases, account, and loan options. 


As members of Achieve Credit Union, you have access to your accounts 24-hours a day through online baking, our mobile app, or more than 50,000 surcharge-free ATMs in all 50 states with Culiance and Aliance One Networks.


Please call 440.324.3400 to schedule your appointment or if you have any questions. We appreciate your continued support and patience during these difficult times.


It is REQUIRED that members wear face masks in the credit union. 

ELYRIA BRANCH- Please enter ONLY through the front doors! NO MORE than 9 members inside the branch at one time, members must enter and exit through different doors. 

LORAIN BRACH- NO MORE than 3 members in the branch at a time.

BOTH BRANCHES- NO MORE THAN 2 MEMBERS in an FSR's office at a time.

If you need an appointment please call to schedule. 440.324.3400

We will continue to monitor the situation closely and do all we can to protect our members and our employees.

We want you to have confidence that you can access your accounts virtually anywhere, anytime you need.

 Achieve mobile app allows you to:

 ·     Access your accounts

·     See details and transaction history of your accounts

·     Make Transfers and/or Schedule Transfers

·     See Pending ACH Transfers

·     E-Statements

·     Deposit Checks

·     Mobile Deposit allows you to take a photo of your check to deposit into any of your online accounts

·     Make Bill Payments

·     Enter the information from the bill and choose when to pay and how much

·     Apply for a Loan

·     Apply for a Visa

·     Contact Member Service

 We understand this might be a difficult time for you and your family due to unexpected expenses we are here for you during this time. If you are experiencing a hardship, we ask you to please call us during regular business hours to discuss your options.


We are proactively taking the steps necessary to keep our members' and employees' best interests in mind. After extensive deliberation, our Board of Directors has decided to postpone our Annual Meeting until August 18, 2020. Tickets are now on sale at both branches. For more information please call 440.324.3400

For more information about our Tap Cards Click Here

For additional ATM locations visit CULIANCE

For more information about COVID-19 visit the CDC online 


IRS and Treasury Now Delivering Second Round of Payments

Below you will find the current press release pertaining to the second payment, for more information about the second round of payments please visit IRS.gov

IR-2020-280, December 29, 2020

WASHINGTON – Today, the Internal Revenue Service and the Treasury Department will begin delivering a second round of Economic Impact Payments as part of the Coronavirus Response and Relief Supplemental Appropriations Act of 2021 to millions of Americans who received the first round of payments earlier this year.

The initial direct deposit payments may begin arriving as early as tonight for some and will continue into next week. Paper checks will begin to be mailed tomorrow, Wednesday, December 30.

The IRS emphasizes that there is no action required by eligible individuals to receive this second payment. Some Americans may see the direct deposit payments as pending or as provisional payments in their accounts before the official payment date of January 4, 2021. The IRS reminds taxpayers that the payments are automatic, and they should not contact their financial institutions or the IRS with payment timing questions.

As with the first round of payments under the CARES Act, most recipients will receive these payments by direct deposit. For Social Security and other beneficiaries who received the first round of payments via Direct Express, they will receive this second payment the same way.

Anyone who received the first round of payments earlier this year but doesn’t receive a payment via direct deposit will generally receive a check or, in some instances, a debit card. For those in this category, the payments will conclude in January. If additional legislation is enacted to provide for an additional amount, the Economic Impact Payments that have been issued will be topped up as quickly as possible.

Eligible individuals who did not receive an Economic Impact Payment this year – either the first or the second payment – will be able to claim it when they file their 2020 taxes in 2021. The IRS urges taxpayers who didn’t receive a payment this year to review the eligibility criteria when they file their 2020 taxes; many people, including recent college graduates, may be eligible to claim it. People will see the Economic Impact Payments (EIP) referred to as the Recovery Rebate Credit (RRC) on Form 1040 or Form 1040-SR since the EIPs are an advance payment of the RRC.

“Throughout this challenging year, the IRS has worked around the clock to provide Economic Impact Payments and critical taxpayer services to the American people,” said IRS Commissioner Chuck Rettig. “We are working swiftly to distribute this second round of payments as quickly as possible. This work continues throughout the holidays and into the new year as we prepare for the upcoming filing season. We urge everyone to visit IRS.gov in the coming days for the latest information on these payments and for important information and assistance with filing their 2021 taxes.”

Authorized by the newly enacted COVID-relief legislation, the second round of payments, or “EIP 2,” is generally $600 for singles and $1,200 for married couples filing a joint return. In addition, those with qualifying children will also receive $600 for each qualifying child. Dependents who are 17 and older are not eligible for the child payment.