All Loans:

Copy of recent paystub from each applicant (may not be required if you have your whole net pay direct deposited to your ACHIEVE account.)

Vehicle/R.V./Boat Loans:

If buying from dealer: 

• Buyer's order/purchase agreement
• Name/phone of insurance agent

If buying from an individual or refinancing from another institution:

• Year/make/model
• Vehicle I.D. number
• Mileage
• Name/phone of insurance agent
• If buying from an individual:
  • Current lien-holder information, if applicable
  • Name of seller
• Or If refinancing:
  • Statement/payoff information from current loan

15-/10-/5-YearTerm First Mortgage Refinance/Equity Loan:

• Statement from current first and/or second mortgage loan(s)
• Homeowner's insurance declaration page
• First Mortgages- a completed FNMA 1003 paper application, provided by our Financial Services Representative
• Original copies of your most recent 2 years W-2’s

20-/30-Year Term First Mortgage/Purchase (MyCUMortgage):

Use the following checklist to be sure that you provide everything you may need to help make your loan application an easy, hassle-free experience:

• Copy of Photo ID
• Paystubs for the last 30 days
• Original copies of your most recent 2 years W-2’s
• If you have a rental property provide your most recent 2 years tax returns with all schedules and current rental agreement
• If you are self-employed or receive a 1099, provide your most recent 2 years tax returns with all schedules and a year-to- date profit and loss statement and balance sheet
• If you own 25% or more of a corporation, provide the most recent 2 years corporate tax returns with all schedules and a year-to-date profit and loss statement and balance sheet
• If you are commissioned, provide your most recent 2 years tax returns with all schedules and year-to-date employee business expenses
• Last 2 months’ bank statement for all accounts, all pages, including blank pages
• Most recent retirement or 401k statements, all pages, including blank pages
• If divorced, all papers including marital termination agreement & final decree (signed nd recorded by the court)
• Original certificate of eligibility and DD 214 (VA loans only)
• Information on Real Estate you currently own - Copy of your current mortgage statement or Tax bill and Insurance Declarations Page (if not paid through escrow)
• Purchase Contract (for the purchase of your new home – Be sure dates you are committing to are realistic)
• Sales Contract (if you are selling your present home)
• Certified copy of the closing statement (if you have already sold your home)