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Experience the Credit Union Difference

Loan Rates

Line graph icon All rates are subject to change without notice.

For further information about applicable fees and terms, please call 440-324-3400 / 800-451-6315 and ask to speak with a Financial Services Representative.

All new loans require application and credit approval. Rates are determined by product, term, and creditworthiness. Rates and terms are subject to change without notice and membership are required.


Caution IconRates Effective: February 15, 2020


 

Auto/Motorcycle Loans

Fixed Rate A.P.R. ♦ ■ As low as 3.25%*
   *Promotional Rate 2/15/2020-3/31/2020

 


RV/Boat/Other Vehicle Loans

Fixed Rate A.P.R. ♦ ■ As low as 5.09%*
   

Personal Loan/Vacation

Fixed Rate A.P.R. ♦ ■ As low as 8.25%**
   

100% Share Secured Loan

Fixed Rate A.P.R. ♦ ■ As low as 3.99%*
 Rate dependent on account held as collateral.

Home Equity Line of Credit (HELOC)

Variable Rate A.P.R. ♦ ■ As low as 4.75%*
Term of Loan up to 120 months
 This Home Equity Line of Credit Rate is based on the Prime Rate, as quoted in The Wall Street Journal on the last business day of the month.

Home Equity Loan

Fixed Rate A.P.R. ♦ ■ As low as 6.25%*
Term of Loan up to 120 months

Refinanced Mortgages (0pts)

Term of Loan Fixed Rate A.P.R. ♦ ■
 15 Years As low as 3.99%*
10 Years As low as 3.74%*
5 Years As low as 3.49%*

 VISA® Credit Card (No Annual Fee)

Platinum Fixed Rate A.P.R. ♦ ■
  As low as 3.99%**

 

♦ A.P.R. = Annual Percentage Rate
■ = Rates are determined by loan amount, age of collateral, term and personal credit history.

*All loans are simple interest loans.  All rates are subject to change without notice. There is no penalty for early pay-off. Member Relationship Discounts are available, please contact us for more information. Rates are determined by loan amount, age of collateral, term and personal credit history.

 

*Annual Percentage Rate. Fixed rate on all new and used vehicles, model year 2017 and newer. Rates are determined by product, term, creditworthiness and subject to approval.  To qualify for 3.25% APR, credit score must be 690 or higher with terms up to 72 months. To qualify for 4.25% APR, credit score must be 650-689 with terms up to 72 months.  Sample monthly payment at 3.25%, 72-month term, is $15.31 per $1000 financed.  Sample monthly payment at 4.25%, 72-month term, is $15.76 per $1000 financed. Member(s) must be pre-approved before purchase to receive promotional rate. Promotional rates only apply to purchases and refinances from other financial institutions. Other rates and terms available. Relationship discounts and Visa point redemption are not available on promotional rates. Rates and terms are subject to change without notice. Promotion is effective February 15-March 31, 2020. Apply in person, through AchieveCU.org or call 440-324-3400 / 800-451-6315. Membership required.

 

**APR=Annual Percentage Rate. 3.99% APR offer applies only to balance transfers from other financial institutions and retail store cards to Achieve VISA cards during the period of January 15 - February 29, 2020. Offer is not available for cash advances or purchases and the Achieve VISA card cannot be over limit or delinquent for this offer. Balances transferred during this period will remain at 3.99% until the balance transfer amount is paid in full. If the Achieve VISA card becomes delinquent, the balance transfer rate will revert to your standard rate. Minimum payments posted will be applied first to balances with lower APRs, this means balances with higher APRs are not reduced until balances with lower APRs are paid in full. Minimum payments are 2.5% of the outstanding balance as of the statement closing date. Refer to your original VISA disclosures for all terms, conditions and payment allocations. Apply or request a balance transfer in person, online at AchieveCU.org or call 800.451.6315. New Achieve VISA cards require an application and are subject to approval. Membership required.