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Experience the Credit Union Difference

Savings Rates

Rates Effective: October 1, 2020

 All rates are subject to change without notice. For further information about applicable fees and terms, please call 440-324-3400 or 800-451-6315.

Type

A.P.Y.*

Dividend Rate

Min. Deposit

Compounding

Share Savings ■ ♣
Share / Escrow

0.035%

0.035%

$5

Quarterly

Clubs ■ ♣
Vacation / Christmas

0.035%

0.035%

$5

Quarterly

Secure Checking ■ ♣

0.020%

0.020%

$25

Monthly

Secure Young Adult Checking ■ ♣

0.020%

0.020%

$25

Monthly

Secure Plus Checking ■ ♣

0.020%

0.020%

$25

Monthly

Maturity dates N/A.          

Individual Retirement Account (IRA)

Type
A.P.Y.
Dividend Rate
Min. Deposit
Compounding

Roth / Traditional ♥ ♣
(Share Savings)

0.10% 0.10% $5 Quarterly

Maturity dates N/A.

       

 


Money Marketing Investment Account (MMIA) ■ ♠

Account Deposit Range 1 Deposit Range 2  Deposit Range 3
Regular MMIA $2,500-$24,999 $25,000-$49,999 $50,000+
Youth MMIA $250-$24,999 $25,000-$49,999 $50,000+
A.P.Y. Dividend Rate A.P.Y. Dividend Rate A.P.Y. Dividend Rate
0.05% 0.05% 0.075% 0.075% 0.10% 0.10%
No maturity date(s). Dividends compound monthly.

Share Certificates ● ♥ ♦

Account Balance $500-$49,000 $50,000-$49,999 $100,000+                                                               
Monthly Plan A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
       

6 month

0.10%

0.10%

0.15%

0.15%

0.20%

0.20%

       

12 month 

0.15%

0.15%

0.20%

0.20%

0.25%

0.25%

       

 18 month  

0.20%

0.20%

0.25%

0.25%

0.30%

0.30% 

       

24 month

0.25%

0.25%

0.30%

0.30%

0.35%

0.35%

       
 30 month  0.30% 0.30% 0.35% 0.35% 0.40% 0.40%        
                     
                     
 

Dividends compound monthly.

 
 

Youth Add-On Share Certificate ● ♥ ♦

A.P.Y.* Dividend Rate Maturity Min. Deposit
Compounding
0.15% 0.15% 24 months $250 Monthly

 

Coverdell Education Account ● ♥ ♣

A.P.Y.* Dividend Rate Maturity Min. Deposit
Compounding
0.15% 0.15% 18 months $5 Quarterly

● = Up to three-month dividend penalty for early withdrawal prior to maturity
■ = Dividend computed on daily balance over $50
♥ = Dividend computed on daily balance
♣ = Variable rate, can change quarterly
♠ = Variable rate, can changed weekly
♦= Fixed rate of maturity
 
 
*A.P.Y. = Annual Percentage Yield
Note: A.P.Y. assumes dividends remain in the account until maturity and that a withdrawal will reduce earnings.
Note: All Share Certificate and MMIA dividends compound monthly.
Note: All rates are subject to change without notice.