Rates Effective: June 1, 2023
All rates are subject to change without notice. For further information about applicable fees and terms, please call 440-324-3400 or 800-451-6315.

Type |
A.P.Y. |
Dividend Rate |
Min. Deposit |
Compounding |
Roth / Traditional ♥ ♣
(Share Savings)
|
0.05% |
0.05% |
$5 |
Quarterly |
Maturity dates N/A.
|
|
|
|
|
Account |
Deposit Range 1 |
Deposit Range 2 |
|
Regular MMIA |
$2,500-$49,999 |
$50,000+ |
|
Youth MMIA |
$250-$49,999 |
$50.000+ |
|
A.P.Y. |
Dividend Rate |
A.P.Y. |
Dividend Rate |
|
|
0.10% |
0.10% |
0.20 |
0.20% |
|
|
No maturity date(s). Dividends compound monthly. |
Account Balance |
$500-$49,000 |
$50,000-$49,999 |
$100,000+ |
|
|
Monthly Plan |
A.P.Y. |
Dividend
Rate |
A.P.Y. |
Dividend
Rate |
A.P.Y. |
Dividend
Rate |
|
|
|
|
6 month
|
1.00%
|
1.00%
|
1.00% |
1.00% |
1.00% |
1.00% |
|
|
|
|
12 month
|
1.25%
|
1.24%
|
1.25%
|
1.24%
|
1.25%
|
1.24%
|
|
|
|
|
18 month
|
2.25%
|
2.23%
|
2.25%
|
2.23%
|
2.25%
|
2.23%
|
|
|
|
|
24 month
|
2.50%
|
2.47%
|
2.50%
|
2.47%
|
2.50%
|
2.47%
|
|
|
|
|
30 month |
2.75% |
2.72% |
2.75% |
2.72% |
2.75% |
2.72% |
|
|
|
|
|
Dividends compound monthly.
|
|
|
A.P.Y.* |
Dividend Rate |
Maturity |
Min. Deposit |
Compounding |
0.05% |
0.05% |
24 months |
$250 |
Monthly |
A.P.Y.* |
Dividend Rate |
Maturity |
Min. Deposit |
Compounding |
0.05% |
0.05% |
18 months |
$5 |
Quarterly |
● = Up to three-month dividend penalty for early withdrawal prior to maturity
■ = Dividend computed on daily balance over $50
♥ = Dividend computed on daily balance
♣ = Variable rate, can change quarterly
♠ = Variable rate, can change weekly
♦= Fixed rate of maturity
*A.P.Y. = Annual Percentage Yield
Note: A.P.Y. assumes dividends remain in the account until maturity and that a withdrawal will reduce earnings.
Note: All Share Certificate and MMIA dividends compound monthly.
Note: All rates are subject to change without notice.