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Experience the Credit Union Difference

Savings Rates

Rates Effective: September 1, 2021

 All rates are subject to change without notice. For further information about applicable fees and terms, please call 440-324-3400 or 800-451-6315.

Type

A.P.Y.*

Dividend Rate

Min. Deposit

Compounding

Share Savings ■ ♣
Share / Escrow

0.025%

0.025%

$5

Quarterly

Clubs ■ ♣
Vacation / Christmas

0.025%

0.025%

$5

Quarterly

Secure Checking ■ ♣

0.015%

0.015%

$25

Monthly

Secure Young Adult Checking ■ ♣

0.015%

0.015%

$25

Monthly

Secure Plus Checking ■ ♣

0.015%

0.015%

$25

Monthly

Maturity dates N/A.          

Individual Retirement Account (IRA)

Type A.P.Y. Dividend Rate Min. Deposit Compounding

Roth / Traditional ♥ ♣
(Share Savings)

0.005% 0.005% $5 Quarterly

Maturity dates N/A.

       

 


Money Marketing Investment Account (MMIA) ■ ♠

Account Deposit Range 1 Deposit Range 2   
Regular MMIA $2,500-$49,999 $50,000+  
Youth MMIA $250-$49,999 $50.000+  
A.P.Y. Dividend Rate A.P.Y. Dividend Rate    
0.025% 0.025% 0.03% 0.03%    
No maturity date(s). Dividends compound monthly.

Share Certificates ● ♥ ♦

Account Balance $500-$49,000 $50,000-$49,999 $100,000+                                                               
Monthly Plan A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
A.P.Y. Dividend
Rate
       

6 month

0.05%

0.05%

0.07%

0.07%

0.10%

0.10%

       

12 month 

0.07%

0.07%

0.10%

0.10%

0.12%

0.12%

       

 18 month  

0.10%

0.10%

0.12%

0.12%

0.15%

0.15% 

       

24 month

0.12%

0.12%

0.15%

0.15%

0.18%

0.18%

       
 30 month  0.15% 0.15% 0.18% 0.18% 0.20% 0.20%        
 

Dividends compound monthly.

 
 

Youth Add-On Share Certificate ● ♥ ♦

A.P.Y.* Dividend Rate Maturity Min. Deposit Compounding
0.05% 0.05% 24 months $250 Monthly

 

Coverdell Education Account ● ♥ ♣

A.P.Y.* Dividend Rate Maturity Min. Deposit Compounding
0.05% 0.05% 18 months $5 Quarterly

● = Up to three-month dividend penalty for early withdrawal prior to maturity

■ = Dividend computed on daily balance over $50

♥ = Dividend computed on daily balance

♣ = Variable rate, can change quarterly

♠ = Variable rate, can changed weekly

♦= Fixed rate of maturity

 

*A.P.Y. = Annual Percentage Yield

Note: A.P.Y. assumes dividends remain in the account until maturity and that a withdrawal will reduce earnings.

Note: All Share Certificate and MMIA dividends compound monthly.

Note: All rates are subject to change without notice.