#DidYouKnow? Balance Transfer

What is a Credit Card Balance Transfer?

A balance transfer allows you to shift the outstanding balance of your credit card or loan to either a new or existing credit card account. The best part? You can consolidate multiple balances onto one card, streamlining your finances effortlessly.

A credit card balance transfer can be a highly effective money-saving option. Achieve Credit Union can help you take charge of your credit card payments and reduce expenses.

Simplify Your Financial Life

Merge all your credit card balances from various creditors into a single, easy-to-manage account. No more juggling multiple bills with different due dates and varying interest rates!

Save on Interest and Fees

Unlike other institutions, Achieve CU does not impose any balance transfer fees, enabling you to maximize your savings. Plus, if you qualify for a lower rate you can reduce your interest payment each month.

No Strings Attached

Unlike most balance transfer cards, there's no “special introductory rate” that then skyrockets after a set term. You deserve the freedom to pay down your debt at your own pace.

Take Advantage of Balance Transfers

You can use a balance transfer to manage more than credit card debts, including high-interest student loans, car loans and more.

Freedom to Pay Off Anything

Transfer your debt to an Achieve Credit Union credit card with a more favorable interest rate. A balance transfer allows you to pay off virtually anything you have in mind, except for debts already held with Achieve Credit Union.

Getting Started: Achieve Your Financial Goals

Making the most of the balance transfer is a breeze. Here's how you can initiate the process:

1. Visit an Achieve CU Branch: Stop by any of our branches, and our helpful staff will walk you through the Balance Transfer application process.

2. Call Us: Prefer a discussion over the phone? Reach out to our friendly team, and we'll be delighted to assist you.

3. Learn More Online: For more information on balance transfers and other loan products, head over here for more information to help with your decision-making.

A balance transfer empowers you to streamline your finances, save money on interest and fees, and regain control of your debt. Say farewell to the hassle of managing multiple credit card balances and embrace a more streamlined approach to financial success.

Seize this opportunity to achieve your financial goals – visit Achieve Credit Union today and explore the benefits of balance transfers!

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About the Author

Nick Hurst

Nick has served as the Marketing & Community Relations Specialist for Achieve Credit Union since 2022. Nick considers credit unions to be valuable resources for local communities. He works to ensure Achieve Credit Union is heavily involved in local events and organizations.

Fun fact: Nick has a lot of side hustles. He is a trivia host in Amherst. He also announces sporting events on the radio.